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1,05,723 listings · updated continuously from bank & portal sources.

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1,05,723 auctions found
3 BHK Flat for sale in MARVA ENCLAVE, VIJAYAWADA Vijayawada
Live Verified New
Auction on 22 Oct 2026 14 2

3 BHK Flat for sale in MARVA ENCLAVE, VIJAYAWADA Vijayawada

📍 Vijayawada
🏦 State Bank of India
🏷 Residential · Flat · Lot SBIN64267HANIFA
Reserve Price ₹37 L
EMD ₹3.7 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:50 pm
Inspection 10–21 Oct 2026
Possession Physical
Flat for sale in MULUND Mumbai
Live Representative image
Auction on 22 Oct 2026 1 1

Flat for sale in MULUND Mumbai

📍 Mumbai
🏦 Canara Bank
🏷 Residential · Flat · Lot CNRBARCHANAKHAR
Reserve Price ₹23.52 L
EMD ₹2.35 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 10:30 am
Possession Symbolic
1 BHK Individual House for sale in NA, Ganapathipalayam, Erode-638453 Gobichettipalayam
Live Verified
Auction on 22 Oct 2026 26 1

1 BHK Individual House for sale in NA, Ganapathipalayam, Erode-638453 Gobichettipalayam

📍 Gobichettipalayam
🏦 State Bank of India
🏷 Residential · Individual House · Lot SBIN10204RAJAMANIR
Reserve Price ₹18 L
EMD ₹1.8 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:50 pm
Inspection 24 Sep 2026, 11:00 am – 4:00 pm
Possession Physical
600 square feet Flat for sale in Kalyan
Live
Auction on 22 Oct 2026 1 1

600 square feet Flat for sale in Kalyan

📍 Kalyan-Dombivli
🏦 Canara Bank
🏷 Residential · Flat · Lot CNRBSHILPAPANDEY
Reserve Price ₹53.62 L
EMD ₹5.36 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 10:30 am
Possession Symbolic
149 square yard Individual House for sale in INDIVIDUAL GROUND FLOOR HOUSE, ALLAVARAM, DR AMBEDKAR KONASEEMA DIST, AP Amalapuram
Live Verified New
Auction on 22 Oct 2026 12 3

149 square yard Individual House for sale in INDIVIDUAL GROUND FLOOR HOUSE, ALLAVARAM, DR AMBEDKAR KONASEEMA DIST, AP Amalapuram

📍 Amalapuram
🏦 State Bank of India
🏷 Residential · Individual House · Lot SBINMATTAALLAVARAM2
Reserve Price ₹16.43 L
EMD ₹1.64 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 10–21 Oct 2026
Possession Physical
948 square meter Plot for sale in Amravati
Live
Auction on 22 Oct 2026 1 1

948 square meter Plot for sale in Amravati

📍 Amravati
🏦 Industrial Development Bank of India Limited
🏷 Commercial · Plot · Lot IBKLNMGNAG01
Reserve Price ₹2.45 Cr
EMD ₹25 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 4:00 pm
Inspection 19 Oct 2026, 11:00 am – 1:00 pm
Possession Physical
149 square yard Individual House for sale in GROUND AND FIRST FLOOR HOUSE, ALLAVARAM, DR BR AMBEDKAR KONASEEMA DISTRICT, AP Amalapuram
Live Verified New
Auction on 22 Oct 2026 17 3

149 square yard Individual House for sale in GROUND AND FIRST FLOOR HOUSE, ALLAVARAM, DR BR AMBEDKAR KONASEEMA DISTRICT, AP Amalapuram

📍 Amalapuram
🏦 State Bank of India
🏷 Residential · Individual House · Lot SBINMATTAALLAVARAM1
Reserve Price ₹23.13 L
EMD ₹2.31 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 4:00 pm
Inspection 10–21 Oct 2026
Possession Physical
3915 square feet Plot for sale in Bengaluru
Live
Auction on 22 Oct 2026 3 1

3915 square feet Plot for sale in Bengaluru

📍 Bangalore
🏦 Indian Overseas Bank
🏷 Commercial · Plot
Reserve Price ₹5.71 Cr
EMD ₹57.15 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 9:00 am
Inspection 23 Sep – 19 Oct 2026
Possession Symbolic
2360 square feet Individual House for sale in nil, Gobi-Athani Road, S.Ganapathipalayam Kuhalur
Live Hot Verified
Auction on 22 Oct 2026 23 1

2360 square feet Individual House for sale in nil, Gobi-Athani Road, S.Ganapathipalayam Kuhalur

📍 Erode
🏦 State Bank of India
🏷 Residential · Individual House · Lot SBIN10204JOTHIMANI
Reserve Price ₹41 L
EMD ₹4.1 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:50 pm
Inspection 25 Sep 2026, 11:00 am – 4:00 pm
Possession Physical
1000 square feet Individual House for sale in Bengaluru
Live
Auction on 22 Oct 2026 3 1

1000 square feet Individual House for sale in Bengaluru

📍 Bangalore
🏦 Indian Overseas Bank
🏷 Residential · Individual House
Reserve Price ₹1.78 Cr
EMD ₹17.83 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 9:00 am
Inspection 23 Sep – 19 Oct 2026
Possession Symbolic
1144 square feet Individual House for sale in Bengaluru
Live
Auction on 22 Oct 2026 3 1

1144 square feet Individual House for sale in Bengaluru

📍 Bangalore
🏦 Indian Overseas Bank
🏷 Residential · Individual House
Reserve Price ₹2.1 Cr
EMD ₹21.04 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 9:00 am
Inspection 23 Sep – 19 Oct 2026
Possession Symbolic
2 BHK Flat for sale in Kumaran Avenue, Adhanoor Maraimalai Nagar
Live Verified
Auction on 22 Oct 2026 22 1

2 BHK Flat for sale in Kumaran Avenue, Adhanoor Maraimalai Nagar

📍 Chennai
🏦 State Bank of India
🏷 Residential · Flat · Lot SBIN400061155203
Reserve Price ₹37.5 L
EMD ₹3.75 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:50 pm
Inspection 13 Oct 2026, 11:00 am – 4:00 pm
Possession Physical
2500 square feet Individual House for sale in THE VILAGE, KALAVAKKAM Alathur
Live Verified
Auction on 22 Oct 2026 21 1

2500 square feet Individual House for sale in THE VILAGE, KALAVAKKAM Alathur

📍 Chennai
🏦 State Bank of India
🏷 Residential · Individual House · Lot SBIN200050859501
Reserve Price ₹1.15 Cr
EMD ₹11.5 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:50 pm
Inspection 14 Oct 2026, 11:00 am – 4:00 pm
Possession Physical
957.4 square feet Individual House for sale in Pennagaram
Live
Auction on 22 Oct 2026 3 1

957.4 square feet Individual House for sale in Pennagaram

📍 Pennagaram
🏦 Indian Bank
🏷 Residential · Individual House · Lot IDIB6386565989
Reserve Price ₹19 L
EMD ₹1.9 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:59 pm
Inspection 30 Sep – 21 Oct 2026
Possession Symbolic
2420 square yard Plot for sale in Adabala Padmaji Rao, SEETHARAMAPURAM VILLAGE Narasapur
Live
Auction on 22 Oct 2026 3 3

2420 square yard Plot for sale in Adabala Padmaji Rao, SEETHARAMAPURAM VILLAGE Narasapur

📍 Narasapur
🏦 State Bank of India
🏷 Residential · Plot · Lot SBINADABALAPADMAJIRAO
Reserve Price ₹82.76 L
EMD ₹8.28 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:55 pm
Inspection 7–21 Oct 2026
Possession Symbolic
1 BHK Plot for sale in Mente Srinivas, Kolanapalli, West Godavari AKIVIDU
Live
Auction on 22 Oct 2026 3 2

1 BHK Plot for sale in Mente Srinivas, Kolanapalli, West Godavari AKIVIDU

📍 Akividu
🏦 State Bank of India
🏷 Residential · Plot · Lot SBINTIRUMALATRADERS
Reserve Price ₹33 L
EMD ₹3.3 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:55 pm
Inspection 7–21 Oct 2026
Possession Symbolic
Industrial Plot with Factory Building for sale in Rahon Road, Ludhiana Ludhiana
Live Verified
Auction on 22 Oct 2026 56 1

Industrial Plot with Factory Building for sale in Rahon Road, Ludhiana Ludhiana

📍 Ludhiana
🏦 Punjab & Sind Bank
🏷 Industrial · Industrial Plot With Factory Building · Lot PSIB500062
Reserve Price ₹2.45 Cr
EMD ₹24.51 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 4:00 pm
Inspection 19 Oct 2026, 1:00 pm – 4:00 pm
Possession Physical
41.81 square meter Individual House for sale in Meerut
Live
Auction on 22 Oct 2026 3 1

41.81 square meter Individual House for sale in Meerut

📍 Meerut
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRBMOHDSALMAN
Reserve Price ₹31.64 L
EMD ₹3.16 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 5:00 pm
Possession Symbolic
1742 square feet Individual House for sale in Neyveli
Live
Auction on 22 Oct 2026 3 1

1742 square feet Individual House for sale in Neyveli

📍 Cuddalore
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB70076132CHANDRASEKAR
Reserve Price ₹44.13 L
EMD ₹4.41 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 10:00 pm
Inspection 15 Oct 2026, 11:00 am – 4:00 pm
Possession Symbolic
1295 square feet Individual House for sale in Vikravandi
Live
Auction on 22 Oct 2026 1 1

1295 square feet Individual House for sale in Vikravandi

📍 Vikravandi
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB109645872GANGADHARAN
Reserve Price ₹26.66 L
EMD ₹2.67 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 10:00 pm
Inspection 15 Oct 2026, 11:00 am – 4:00 pm
Possession Symbolic
Villa for sale in OMR Kalavakkam Alathur
Live Verified
Auction on 22 Oct 2026 24 1

Villa for sale in OMR Kalavakkam Alathur

📍 Chennai
🏦 State Bank of India
🏷 Residential · Villa · Lot SBIN400050773258
Reserve Price ₹1.15 Cr
EMD ₹11.5 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 22 Oct 2026, 3:45 pm
Inspection 14 Oct 2026, 11:00 am – 4:00 pm
Possession Physical
1853 square feet Farm House for sale in Karaikal
Live
Auction on 22 Oct 2026 1 1

1853 square feet Farm House for sale in Karaikal

📍 Karaikal
🏦 Canara Bank
🏷 Residential · Farm House · Lot CNRB218391505PACKIRI
Reserve Price ₹35.72 L
EMD ₹3.57 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 10:00 pm
Inspection 15 Oct 2026, 11:00 am – 4:00 pm
Possession Symbolic
1 square feet Individual House for sale in SIDCO Industrial Estate Periyanesalur
Live
Auction on 22 Oct 2026 1 1

1 square feet Individual House for sale in SIDCO Industrial Estate Periyanesalur

📍 Cuddalore
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB108821345RAINBOWTIMBE
Reserve Price ₹1.43 Cr
EMD ₹14.32 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 10:00 pm
Inspection 15 Oct 2026, 11:00 am – 4:00 pm
Possession Symbolic
1040 square feet Individual House for sale in Cuddalore
Live
Auction on 22 Oct 2026 3 1

1040 square feet Individual House for sale in Cuddalore

📍 Cuddalore
🏦 Canara Bank
🏷 Residential · Individual House · Lot CNRB104511403HARSIDHAN
Reserve Price ₹54.2 L
EMD ₹5.42 L
Auction date 22 Oct 2026, 11:00 am
EMD deadline 21 Oct 2026, 10:00 pm
Inspection 15 Oct 2026, 11:00 am – 4:00 pm
Possession Symbolic
Browse 105,723 live and upcoming Bank Auctions on E-Auctions India. Every listing shows the reserve price, EMD amount, auction and inspection dates, the seller bank and a link to the official sale notice. Reserve prices currently range from ₹16,43,000 to ₹5,71,48,000. Use the filters to narrow by city, bank, asset type, possession status and price.

Directory

Auctions by bank

Browse every bank with a live or upcoming auction — total, live and upcoming counts at a glance.

Canara Bank
2620
Total
1228
Live
1392
Upcoming
State Bank of India
651
Total
366
Live
285
Upcoming
Punjab National Bank
611
Total
187
Live
424
Upcoming
Bank of Maharashtra
531
Total
510
Live
21
Upcoming
Hinduja Housing Finance Limited
525
Total
372
Live
153
Upcoming
Bank of Baroda
461
Total
200
Live
261
Upcoming
Union Bank of India
434
Total
337
Live
97
Upcoming
Indian Bank
279
Total
118
Live
161
Upcoming
Bank of India
222
Total
17
Live
205
Upcoming
Aadhar Housing Finance Ltd.
144
Total
27
Live
117
Upcoming
Central Bank of India
129
Total
117
Live
12
Upcoming
Equitas Small Finance Bank
100
Total
46
Live
54
Upcoming
Indian Overseas Bank
97
Total
55
Live
42
Upcoming
PNB Housing Finance Limited
97
Total
64
Live
33
Upcoming
Manappuram Finance Limited
91
Total
85
Live
6
Upcoming
Punjab & Sind Bank
89
Total
28
Live
61
Upcoming
Authum Investment & Infrastructure Ltd
63
Total
16
Live
47
Upcoming
UCO Bank
60
Total
20
Live
40
Upcoming
IDFC FIRST Bank Limited
58
Total
20
Live
38
Upcoming
Muthoot Finance Ltd
49
Total
24
Live
25
Upcoming
Assets Care And Reconstruction Enterprise Limited
45
Total
22
Live
23
Upcoming
Indel Money Private LImited
42
Total
35
Live
7
Upcoming
LIC HOUSING FINANCE LIMITED
40
Total
18
Live
22
Upcoming
HDFC Bank
39
Total
32
Live
7
Upcoming
Kerala Gramin Bank
38
Total
21
Live
17
Upcoming
DBS Bank India Ltd
35
Total
16
Live
19
Upcoming
Indusind Bank
34
Total
9
Live
25
Upcoming
Industrial Development Bank of India Limited
31
Total
21
Live
10
Upcoming
Repco Home Finance Ltd
31
Total
14
Live
17
Upcoming
Omkara Assets Reconstruction Private Limited
30
Total
26
Live
4
Upcoming
Axis Bank
27
Total
19
Live
8
Upcoming
HDB Financial Services Limited
25
Total
23
Live
2
Upcoming
ICICI Bank
22
Total
22
Live
0
Upcoming
Ujjivan Small Finance Bank
22
Total
21
Live
1
Upcoming
The Kerala State Co-operative Bank Ltd.
21
Total
21
Live
0
Upcoming
Kotak Mahindra Bank
20
Total
20
Live
0
Upcoming
CFM Asset Reconstruction Private Limited
20
Total
11
Live
9
Upcoming
Ummeed Housing Finance Private Limited
19
Total
12
Live
7
Upcoming
South Indian Bank Ltd.
19
Total
5
Live
14
Upcoming
Asirvad Micro Finance Ltd
13
Total
9
Live
4
Upcoming
RBL Bank
13
Total
6
Live
7
Upcoming
Federal Bank Ltd
13
Total
5
Live
8
Upcoming
Mahindra & Mahindra Financial Services Limited
12
Total
4
Live
8
Upcoming
Grihum Housing Finance Limited
12
Total
12
Live
0
Upcoming
Dombivli Nagari Sahakari Bank Limited
12
Total
11
Live
1
Upcoming
AU Small Finance Bank Limited
11
Total
6
Live
5
Upcoming
ESAF SMALL FINANCE BANK
11
Total
9
Live
2
Upcoming
Encore Asset Reconstruction Company Private Limited
11
Total
2
Live
9
Upcoming
MANAPPURAM ASSET FINANCE LTD
10
Total
10
Live
0
Upcoming
Muthoot Money Limited
10
Total
4
Live
6
Upcoming
Asset Reconstruction Company India Ltd
10
Total
0
Live
10
Upcoming
Phoenix ARC Private Limited.
9
Total
7
Live
2
Upcoming
IDBI BANK Ltd.
9
Total
9
Live
0
Upcoming
Religare Housing Development Finance Corporation Limited
9
Total
9
Live
0
Upcoming
Shivalik Small Finanace Bank Ltd
8
Total
8
Live
0
Upcoming
ART Housing Finance (India) Limited
8
Total
6
Live
2
Upcoming
NeoGrowth Credit Pvt. Ltd.
7
Total
7
Live
0
Upcoming
Northern Arc Capital Limited
7
Total
7
Live
0
Upcoming
TruHome Finance Limited
7
Total
7
Live
0
Upcoming
NKGSB CO-OP BANK LTD
7
Total
3
Live
4
Upcoming
Hero Housing Finance Limited
7
Total
7
Live
0
Upcoming
Justice (Retd.) R. M. Lodha Committee
6
Total
3
Live
3
Upcoming
Religare Finvest Limited
6
Total
2
Live
4
Upcoming
HIGH-POWERED SALE COMMITTEE CONSTITUTED BY THE HON’BLE SUPREME COURT OF INDIA
6
Total
6
Live
0
Upcoming
Muthoot Fincorp Limited
5
Total
3
Live
2
Upcoming
DMI Housing Finance Pvt Ltd
5
Total
5
Live
0
Upcoming
Poonawalla Fincorp Limited
4
Total
4
Live
0
Upcoming
Easy Home Finance Limited
4
Total
0
Live
4
Upcoming
Mumbai District Central Co-op. Bank Ltd
4
Total
4
Live
0
Upcoming
Utkarsh Small Finance Bank
4
Total
4
Live
0
Upcoming
ITI GOLD LOANS LIMITED
3
Total
3
Live
0
Upcoming
Karur Vysya Bank
3
Total
2
Live
1
Upcoming
MAG FINSERV COMPANY LTD
3
Total
3
Live
0
Upcoming
South Indian Bank
3
Total
3
Live
0
Upcoming
INTEC Capital Limited
3
Total
2
Live
1
Upcoming
Justice (Retd.) R. M. Lodha Committee (PACL)
3
Total
2
Live
1
Upcoming
AXIS BANK LTD
2
Total
0
Live
2
Upcoming
Gujarat Gramin Bank
2
Total
2
Live
0
Upcoming
ICICI BANK LIMITED
2
Total
0
Live
2
Upcoming
IDBI Bank Ltd
2
Total
1
Live
1
Upcoming
Karnataka Bank Ltd
2
Total
2
Live
0
Upcoming
Raj Radhe Finance Limited
2
Total
0
Live
2
Upcoming
Tamilnad Mercantile Bank Ltd
2
Total
2
Live
0
Upcoming
Namdev Finvest Private Limited
2
Total
2
Live
0
Upcoming
Indiabulls Asset Reconstruction Company Limited
2
Total
1
Live
1
Upcoming
City Union Bank Ltd.
2
Total
2
Live
0
Upcoming
The Tamil Nadu Industrial Investment Corporation Limited
2
Total
0
Live
2
Upcoming
Liquidator
2
Total
2
Live
0
Upcoming
CSB Bank Ltd.
2
Total
0
Live
2
Upcoming
Edelweiss Asset Reconstruction Company Ltd, Kalina, Mumbai-BO
2
Total
1
Live
1
Upcoming
RBL BANK LIMITED
2
Total
2
Live
0
Upcoming
Deutsche Bank
2
Total
1
Live
1
Upcoming
The Baghat Urban Co-Operative Bank Limited
2
Total
2
Live
0
Upcoming
Chhattisgarh Rajya Gramin Bank
1
Total
1
Live
0
Upcoming
FedBank Financial Services Ltd
1
Total
1
Live
0
Upcoming
Flat White Capital Private Limited
1
Total
0
Live
1
Upcoming
High Court ordered assets
1
Total
1
Live
0
Upcoming
Housing and Urban Development Corporation
1
Total
0
Live
1
Upcoming
Maharashtra Gramin Bank
1
Total
1
Live
0
Upcoming
Maxvalue Credits and Investments Ltd., Bangalore
1
Total
0
Live
1
Upcoming
National Cooperative Development Corporation
1
Total
1
Live
0
Upcoming
Navi Finserv Limited
1
Total
1
Live
0
Upcoming
Tamil Nadu Grama Bank
1
Total
1
Live
0
Upcoming
Tamilnad Mercantile Bank Limited
1
Total
1
Live
0
Upcoming
Telangana Grameena Bank
1
Total
1
Live
0
Upcoming
PRASADITYA ARC LIMITED
1
Total
0
Live
1
Upcoming
MAHARASHTRA STATE FINANCIAL CORPORATION
1
Total
1
Live
0
Upcoming
ISARC
1
Total
1
Live
0
Upcoming
Rajasthan Gramin Bank
1
Total
1
Live
0
Upcoming
HUDCO
1
Total
1
Live
0
Upcoming
ASREC (India) Limited
1
Total
0
Live
1
Upcoming
Sarva Haryana Gramin Bank
1
Total
1
Live
0
Upcoming
Anand Rathi Global Finance Limited
1
Total
0
Live
1
Upcoming
SAVE HOUSING FINANCE LIMITED
1
Total
1
Live
0
Upcoming

No banks match your search.

How it works

How bank auctions in India work

When a borrower defaults on a secured loan, the lender — a bank, NBFC or Asset Reconstruction Company — takes possession of the mortgaged asset under the SARFAESI Act and sells it by public e-auction to recover its dues. E-Auctions India aggregates these auction notices from banks across India so you can track every lender in one place.

Notice is published

The bank publishes a sale notice with the reserve price, EMD, inspection window and auction date.

Register & pay EMD

Register on the bank’s e-auction portal and pay the Earnest Money Deposit before the deadline.

Bid on the day

Bid online from the reserve price upward; the highest bidder gets the sale certificate.

Good to know

Frequently asked questions

Which banks hold e-auctions in India?

Public and private sector banks, small finance banks, NBFCs and Asset Reconstruction Companies all auction secured assets under the SARFAESI Act. E-Auctions India aggregates their notices from across India.

How do I find auctions from a specific bank?

Use the bank directory on this page, or the Bank filter in search, to see every live and upcoming auction from that lender.

Are all bank auctions conducted online?

Almost all are now held on e-auction portals — the bank's own platform or a government portal named in each sale notice.

Does E-Auctions India conduct the auction?

No. E-Auctions India is a discovery platform that aggregates public auction notices. Registration, EMD payment and bidding all happen on the bank's official e-auction portal.

⚠️ E-Auctions India never requests cash or transfers to personal accounts. Pay EMD only as directed in the official bank auction notice. Report suspicious requests to [email protected]. Full disclaimer